Creanțele sunt acel drept pe care îl are creditorul asupra unei sume de bani ce i se datorează. Sau dreptul creditorului de a pretinde de la debitor să dea, să facă sau să nu facă ceva.
Om de radio, om de presă, Lector la Facultatea de Jurnalistică și Media, corespondent din Republica Serbia și uneori din Timișoara și Munchen, Germania
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